Q:
A:
Payment of retention money on housing loans abolished
Belgrade,
26 July 2007
The National Corporation for Housing Loan Insurance stated that the Serbian government adopted today changes to the Programme of long-term housing loans with state subsidies, abolishing the payment of the 10% retention money, which will help citizens get a housing loan more easily.
The abolishment of retention money payment is due to high level of competitiveness of the market of long-term housing loans and reduction of interest rates, as well as competition among banks and lower investment risk.
The down payment to be made by a loan user remains at 5% and the 20% deposit to be paid by the state in the form of a long-term credit with a grace period also remains the same, as well as the part provided by the bank, which is 75% of the real estate that is bought.
The down payment to be made by a loan user remains at 5% and the 20% deposit to be paid by the state in the form of a long-term credit with a grace period also remains the same, as well as the part provided by the bank, which is 75% of the real estate that is bought.
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