Q:
A:
National Corporation for Housing Loan Insurance signs first agreement with HVB Bank
Belgrade,
15 November 2004
The National Corporation for Housing Loan Insurance and HVB Bank will sign an agreement on insuring claims for housing loans, which will facilitate housing loan approval for citizens, the Serbian Ministry of Finance said in a statement.
Author:
FoNet
The interest rates on an annual level will not exceed 8.95 percent for loans with down payments, or 7.45 percent for loans with deposits.
No guarantors are needed for loans insured with the National Corporation. The deadline for loan repayment is up to 30 years.
The reduced interest rates came as a result of a lesser risk for the bank since the National Corporation covers 75 percent of the loss in the case that the user of the loan does not meet obligations to the bank.
No guarantors are needed for loans insured with the National Corporation. The deadline for loan repayment is up to 30 years.
The reduced interest rates came as a result of a lesser risk for the bank since the National Corporation covers 75 percent of the loss in the case that the user of the loan does not meet obligations to the bank.
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